Postepay Open Banking & API Access — open-banking.io

Postepay, the prepaid and payment card service from Poste Italiane, is reachable through EU open-banking rails — which means you can pull your Postepay balances and transaction history into your own tools without screen-scraping or storing your login. open-banking.io gives you that access across 2,600+ European banks with one important difference: it is zero-knowledge. Your Postepay data is decrypted locally on your device with a key only you hold, so our servers never see your statements in the clear.

Postepay uses BIC PPAYITR1 and supports both personal and business account types. A single approval grants up to 180 days of consent before you renew.

How to connect Postepay

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint, or API key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, search for Postepay and choose the account type (personal or business).
  3. You are redirected to Postepay's own secure login, where you approve access under PSD2. open-banking.io never sees your credentials.
  4. Once approved, your Postepay accounts sync into your dashboard, ready to view.

That's the whole flow — you authenticate on Postepay's side, and the encrypted data flows back to you.

Access your data

Want to work with Postepay data programmatically? That's an optional step available only after you've connected. On the Developers page, create an API key and export a credentials.json — it bundles the API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. Note: the API key alone only ever returns ciphertext — without your private key, no one, including us, can read it. The CLI and SDK read and sync existing connections; they cannot connect a bank.

No certificates, no eIDAS setup, no per-request licensing — just ~EUR 3/month.

FAQ

Do I need a developer account to see my Postepay data?

No. Viewing your accounts in the dashboard needs only the connect flow above. The API and CLI are optional extras.

Can open-banking.io read my Postepay transactions?

No. We hold only your public key. Everything is decrypted on your device — the architecture is zero-knowledge by design.

How long does my Postepay connection last?

Up to 180 days per consent. When it lapses, you re-approve on Postepay's login screen to continue syncing.

Ready to start? Visit open-banking.io.