Postepay API Access for Open Banking in Italy

Bring your Postepay data into any app or workflow without wrestling with certificates or bank-specific portals. open-banking.io gives you a single, standardised gateway to read Postepay account information in real time, so you can automate reconciliation, power a budgeting tool, or feed a finance dashboard straight from the source.

Postepay is reachable under BIC PPAYITR1, covering both personal and business account types. Once a customer grants consent, your integration keeps a live, read-only view of their finances for the length of the authorised session.

How to connect Postepay

  1. Create an open-banking.io account and grab your API credentials.
  2. Call the connect endpoint with Postepay's BIC (PPAYITR1).
  3. Redirect the account holder to Postepay's own login for strong customer authentication.
  4. Receive the consent token and start pulling data through our unified REST endpoints.

No eIDAS certificate, no per-bank onboarding paperwork, no sandbox maze — the same request shape works across every one of the 2,600+ banks we support.

What data you can access

  • Accounts — identifiers, currency, product type and holder details.
  • Balances — current and available amounts, refreshed on demand.
  • Transactions — dated history with counterparties, amounts and references.

Postepay consents last up to 180 days before the customer needs to re-authorise, so long-lived integrations stay connected with minimal friction. Personal and business profiles are both in scope, and everything runs through the same PSD2-aligned rails as the rest of our network.

Privacy by design

open-banking.io is zero-knowledge: we don't store or read your customers' banking data, and there are no certificates to provision or rotate. Credentials stay between the account holder and Postepay — we simply carry the authorised, encrypted request.

Pricing

One flat plan of roughly EUR 3/month covers full API access — no per-call fees, no per-bank surcharges, no tiered lock-in.

FAQ

Do I need a licence to use the Postepay API?

No. open-banking.io provides the regulated access layer, so you can integrate Postepay without holding your own PSD2 authorisation.

How long does a Postepay connection stay active?

Up to 180 days per consent. After that, the account holder re-authenticates to renew access.

Can I connect business Postepay accounts?

Yes. Both personal and business account types are supported through the same endpoints.

Ready to start? Explore the docs and get your keys at open-banking.io.