Pleo (Italy) Open Banking & API Access | open-banking.io

Pleo issues company cards and spend-management accounts across Europe, and if you hold a Pleo wallet in Italy you can bring that data into a single, privacy-first dashboard with open-banking.io. Rather than scraping statements or wiring up a bespoke bank integration, you authorise read access once and let your balances and transactions flow in — decrypted only on your own device with a key nobody else holds.

Pleo (Italy) is reachable under BIC PLEODKK2, supports both business and personal account types, and permits a consent window of up to 180 days before you re-approve.

How to connect Pleo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. Your cryptographic keys are generated right there on your device; the service only ever stores your public key.
  2. In the dashboard, choose Pleo from the bank list and select whether you're linking a business or personal account.
  3. You're redirected to Pleo's own secure login, where you approve the PSD2 consent directly with your bank — your credentials never touch open-banking.io.
  4. Once approved, your Pleo accounts and transactions sync into the dashboard and refresh automatically until the 180-day consent lapses.

Access your data

Reading Pleo data programmatically is an optional developer step you take after the connection above exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there:

  • Use the CLI: openbanking accounts, openbanking transactions, openbanking sync.
  • Or call the REST API / an SDK, passing your key in the X-Api-Key header.

Every response comes back encrypted and is decrypted locally with your private key. An API key on its own returns only ciphertext — the servers can't read it, because open-banking.io is zero-knowledge and certificate-free. Note the CLI and SDK only read and sync existing links; they never establish a new connection.

All of this runs for roughly EUR 3/month, with no eIDAS certificate to buy or maintain.

Does open-banking.io ever see my Pleo transactions?

No. Data is decrypted on your device with a key only you hold; the service stores just your public key.

Yes — Pleo (Italy) supports both business and personal account types.

How often do I re-authorise?

Consent lasts up to 180 days, after which you re-approve from the dashboard.

Start at open-banking.io.