Mooney API Access & Open Banking Data Export

Mooney is one of Italy's largest proximity-banking and payments providers, and open-banking.io lets you reach the account and transaction data behind your Mooney profile through a single, privacy-first dashboard. Instead of wrestling with PSD2 certificates or bank-specific integrations, you connect once and keep a live, readable copy of your finances that only you can unlock.

Every Mooney connection runs on open-banking.io's zero-knowledge design: your encryption keys are generated on your own device, and our servers only ever hold your public key. We never see, store, or decrypt your Mooney balances — the plaintext exists only where you decrypt it. Mooney is reachable under BIC SIGPITM1, supports personal account access, and grants a consent window of up to 180 days before you renew.

How to connect Mooney

Connecting Mooney happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally at that moment and never leaves your device.
  2. In the dashboard, search for Mooney and choose the personal account type you want to link.
  3. You are redirected to Mooney's own secure login, where you approve access on the bank's official PSD2 consent screen.
  4. Once approved, your Mooney accounts sync straight into your open-banking.io dashboard, ready to view.

That's it — no developer redirect, no manual token handling, no certificates to provision.

Access your data

Programmatic access is an optional step you take after Mooney is connected. Open the Developers page, create an API key, and download a credentials.json that bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, nobody (including us) can read a single Mooney transaction. Note that the CLI and SDK only read and sync connections you have already made; there is no connect command.

All of this is included for roughly EUR 3/month.

FAQ

Can I connect Mooney with an API key?

No. Linking Mooney is done in the dashboard by approving access on Mooney's own login screen. API keys are only for reading data from connections that already exist.

Does open-banking.io ever see my Mooney data?

No. It's zero-knowledge — our servers hold only your public key. Your Mooney data is decrypted on your device with a key that never leaves it.

Up to 180 days. After that you simply re-approve access on Mooney's consent screen to keep your data syncing.

Ready to start? Connect Mooney at open-banking.io.