Access iBanFirst (Italy): Open Banking API Guide

Reading your iBanFirst balances and transactions in Italy doesn't have to mean chasing PSD2 certificates or building an OAuth server. open-banking.io gives you PSD2-grade access to iBanFirst — and 2,600+ other EU and UK banks — through a single dashboard, with every byte of data decrypted locally using a key only you hold.

iBanFirst (BIC FXBBBEBBXXX) supports both business and personal accounts, and a single approval keeps your connection alive for up to 180 days before you need to renew consent.

How to connect iBanFirst

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up at open-banking.io and set an encryption passphrase. Your cryptographic keys are generated right on your own device, so the passphrase never leaves it.
  2. In the dashboard, choose iBanFirst and pick the account type you want to link — business or personal.
  3. You're redirected to iBanFirst's own secure login, where you approve access on the bank's official PSD2 consent screen. open-banking.io never sees your banking credentials.
  4. Your iBanFirst accounts then sync into your dashboard, ready to view and refresh.

Access your data

Once iBanFirst is connected, developers can optionally read the data programmatically. Open the Developers page, create an API key, and export a credentials.json that bundles the API key together with your private decryption key.

From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

This is what zero-knowledge means: open-banking.io servers hold only your public key and store ciphertext. An API key alone returns encrypted data — without your private key, it stays unreadable. No eIDAS certificate is ever required, and the whole service costs around EUR 3/month.

Do I need a QWAC or PSD2 certificate for iBanFirst?

No. open-banking.io is certificate-free; you just approve access on iBanFirst's login screen.

Can open-banking.io read my iBanFirst transactions?

No. Data is decrypted only on your device with a key the servers never receive.

How long does one iBanFirst connection last?

Up to 180 days per consent, after which you re-approve access to keep syncing.

Start linking iBanFirst today at https://open-banking.io.