Fideuram API Access & Open Banking Integration

Fideuram is one of Italy's leading private-banking names, and if you need a clean, programmatic view of your Fideuram accounts, open-banking.io gives you PSD2 access without the usual friction. There are no eIDAS certificates to buy, no bank sandbox to register for, and no compliance paperwork — you sign up, link Fideuram, and your balances and transactions flow into a dashboard where only you hold the key that decrypts them.

Because open-banking.io is zero-knowledge, its servers never see readable copies of your Fideuram data. Encryption keys are generated on your own device, so the platform stores only your public key and ciphertext. Fideuram supports both business and personal account types, and each authorisation lasts up to 180 days before you renew it.

How to connect Fideuram

Connecting happens entirely in the open-banking.io dashboard — there is no API call or key involved in this step:

  1. Create an open-banking.io account and set your encryption passphrase. Your private key is derived locally and never leaves your device.
  2. In the dashboard, search for Fideuram (BIC FIBKITMMXXX) and choose whether you're linking a business or personal account.
  3. You're redirected to Fideuram's own secure login, where you approve the access request directly on the bank's PSD2 consent screen.
  4. Once Fideuram confirms, your accounts sync back into the dashboard, ready to view.

Access your data

Reading Fideuram data programmatically is an optional step after the connection exists. Open the Developers page, generate an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all work the same way: requests carry your key in the X-Api-Key header, and every response is decrypted locally with your own key. Note that these tools only read and refresh connections you already made in the dashboard — there is no connect command, and an API key alone returns only ciphertext.

All of this runs at roughly EUR 3/month.

Does open-banking.io ever see my Fideuram credentials?

No. You authenticate on Fideuram's own login page, and the platform only stores your public key and encrypted data.

Yes — both types are supported. Add each one separately in the dashboard.

How often do I re-authorise?

Fideuram consent lasts up to 180 days, after which you renew it from the dashboard.

Ready to start? Head to open-banking.io.