CrediFriuli Open Banking & API Access | open-banking.io

Reaching your CrediFriuli data no longer means scraping statements or wiring up a bespoke PSD2 stack. open-banking.io gives you a single, certificate-free path into Banca di Credito Cooperativo del Friuli — the Udine-based cooperative bank in the Iccrea group — and keeps you in control of the keys. CrediFriuli supports both business and personal accounts, and a single approval covers a consent window of up to 180 days before you renew.

Everything is built around a zero-knowledge design. When you sign up, your encryption keys are generated on your own device, so open-banking.io only ever holds your public key. Your balances and transactions are decrypted locally, on your machine, with a private key nobody else can see.

How to connect CrediFriuli

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Create your open-banking.io account and set an encryption passphrase. Your keys are generated locally at this point.
  2. Open the dashboard, pick CrediFriuli from the supported banks, and choose the account type you want to link — business or personal.
  3. You are redirected to CrediFriuli's own secure login and consent screen, where you approve access directly with the bank under PSD2.
  4. Once approved, your accounts sync back into your dashboard, ready to view and refresh.

Because CrediFriuli has no assigned BIC in our directory, selection is done by name in the dashboard rather than by BIC lookup — nothing else about the flow changes.

Access your data

Reading CrediFriuli data programmatically is an optional step you take after connecting. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext; without your private key, the data stays unreadable — which is exactly what zero-knowledge means. Note the CLI and SDK only read and sync connections you have already approved in the dashboard; there is no connect command.

FAQ

Do I need a certificate or eIDAS setup for CrediFriuli?

No. open-banking.io is certificate-free. You approve access on CrediFriuli's own consent screen, and we handle the PSD2 plumbing.

Can open-banking.io read my CrediFriuli transactions?

No. The service is zero-knowledge and holds only your public key. Decryption happens locally with a private key only you hold.

How much does it cost?

Around EUR 3 per month for access across 2,600+ supported EU and UK banks, CrediFriuli included.

Ready to start? Visit open-banking.io.