CartaBCC API Access — Open Banking Integration

Pull live financial data from CartaBCC straight into your own product without wrestling with the bank's individual PSD2 interface. open-banking.io gives you a single, standardised connection to CartaBCC alongside 2,600+ other European banks, so account information flows into your app, dashboard or accounting stack with almost no bank-specific plumbing.

How to connect CartaBCC

  1. Create an open-banking.io account and grab your API key.
  2. Point a connection request at CartaBCC (BIC ICRAITRRXXX).
  3. Send the account holder to CartaBCC's own login to approve access.
  4. Receive the authorised token and start reading data through one REST endpoint.

Both business and personal CartaBCC accounts are supported, so the same integration serves consumer apps and corporate treasury tools alike.

What data you can access

Once consent is granted you can retrieve:

  • Accounts — identifiers, currency and product metadata
  • Balances — current and available figures, refreshed on demand
  • Transactions — historical and recent entries with counterparty details

A single CartaBCC authorisation stays valid for up to 180 days before the customer needs to re-approve. Across the wider platform you reach more than 2,600 institutions throughout the EU and UK, meaning one contract covers CartaBCC today and lets you add other banks later without new integrations.

Privacy by design

open-banking.io is zero-knowledge: we never see, store or resell your users' banking credentials or statement contents. The connection is certificate-free, so there are no eIDAS QWAC files to purchase, renew or babysit — you skip the usual compliance overhead entirely.

Pricing

Access starts at roughly EUR 3 per month, a flat, predictable cost with no per-call surprises. That keeps CartaBCC connectivity viable whether you are prototyping or running in production.

Is a banking licence required to use this?

No. You connect through open-banking.io's regulated infrastructure and consume the API directly, with no licence of your own.

How often can I refresh CartaBCC balances?

You can request fresh balances and transactions whenever your app needs them, within the active 180-day consent window.

Do I need to handle eIDAS certificates?

No. The platform is certificate-free, so there is nothing to buy, install or rotate on your side.

Ready to sync CartaBCC data the simple way? Get started at open-banking.io.