BPER Banca API Access & Open Banking Integration

Reaching BPER Banca account data no longer means wrestling with eIDAS certificates or a bespoke PSD2 sandbox. With open-banking.io you connect BPER Banca once in a browser dashboard and your balances and transactions sync into a single, encrypted workspace. Everything is decrypted on your own device with a key only you hold — open-banking.io stores your public key and nothing that could unlock your data.

BPER Banca (BIC BPMOIT22XXX), headquartered in Modena, supports both business and personal accounts through open-banking.io, with a maximum consent window of 180 days before you re-authorise.

How to connect BPER Banca

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally, on your device.
  2. In the dashboard, search for and select BPER Banca, then choose the account type you want to link (business or personal).
  3. You are redirected to BPER Banca's own secure login and consent screen, where you approve access directly with the bank under PSD2.
  4. Once approved, your BPER Banca accounts sync back into your dashboard automatically and refresh for the life of the 180-day consent.

Access your data

After the connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext, which is exactly what zero-knowledge means.

At around EUR 3/month, it is a certificate-free path to your BPER Banca data across 2,600+ EU and UK banks.

Do I need an API key to connect BPER Banca?

No. Connecting is done in the dashboard by approving access on BPER Banca's own login screen. API keys are only for reading data afterwards.

Can open-banking.io see my BPER Banca transactions?

No. The service holds only your public key. Data is decrypted on your device with a private key that never leaves it.

How long does access last?

BPER Banca allows a consent window of up to 180 days, after which you re-approve access from the dashboard.

Ready to start? Visit open-banking.io.