BPER Banca API Access — Open Banking Integration

Pulling live financial data out of BPER Banca no longer means wrestling with eIDAS certificates or a per-bank onboarding process. With open-banking.io you point a single API at BPER Banca and start syncing account information within minutes, using the same integration that already reaches 2,600+ institutions across the EU and UK.

Whether you are building bookkeeping automation, a cash-flow dashboard, or a lending workflow, the connection to BPER Banca (BIC BPMOIT22XXX) returns clean, structured data that you can drop straight into your product.

How to connect BPER Banca

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint and select BPER Banca as the target institution.
  3. Redirect the account holder to BPER Banca's own login and strong customer authentication.
  4. Receive the authorised token and begin pulling data immediately.

What data you can access

Once consent is granted, you can read:

  • Accounts — IBANs, currency, and account metadata for both business and personal profiles.
  • Balances — current and available balances, refreshed on demand.
  • Transactions — historical and incoming entries with counterparties, amounts, and booking dates.

BPER Banca supports both personal and business account types. Each authorisation stays valid for up to 180 days before the customer needs to re-confirm, so ongoing syncs run without constant re-prompting. Coverage follows the PSD2 access framework, giving you the same predictable behaviour you get from every other bank on the network.

Privacy by design

open-banking.io is zero-knowledge: credentials go directly to BPER Banca and are never seen or stored by us. There are no QWAC or QSEAL certificates to purchase, renew, or manage — the platform handles the regulated plumbing, so your codebase stays lean and your compliance surface stays small.

Pricing

One flat subscription of roughly EUR 3/month covers your access — no per-call metering, no setup fees, and no separate certificate costs.

FAQ

Do I need my own PSD2 licence to use this?

No. open-banking.io provides the regulated access layer, so you can reach BPER Banca without holding a TPP licence yourself.

How long does a BPER Banca connection last?

Up to 180 days per consent. After that the account holder simply re-authenticates to extend access.

Can I connect both business and personal accounts?

Yes. BPER Banca exposes both account types, and either can be linked through the same flow.

Ready to start? Explore the docs and get your key at https://open-banking.io.