Bibanca API Access for Open Banking in Italy

Pull your Bibanca account information into any app or spreadsheet without wrestling with bank-specific certificates or bespoke integrations. open-banking.io gives you a single, standardised gateway to Bibanca in Italy, so account, balance and transaction data flows straight into your own tools with a consent you control from start to finish.

How to connect Bibanca

1. Create an open-banking.io account and generate your API key.
2. Search the bank directory for Bibanca (BIC BPSAIT31XXX).
3. Start an authorisation request for a personal Bibanca account.
4. Approve access in Bibanca's own banking environment.
5. Receive read-only tokens and begin syncing data immediately.

What data you can access

• Accounts — identifiers, currency and product details for personal accounts.
• Balances — current and available figures kept up to date.
• Transactions — booked and pending entries with counterparty and reference information.

Consent and coverage

A single Bibanca consent stays valid for up to 180 days before the account holder re-authorises, keeping long-running syncs steady with minimal friction. Bibanca is one of 2,600+ banks reachable through the same open-banking.io interface, so adding further institutions later needs no extra plumbing.

Privacy by design

open-banking.io is zero-knowledge: your financial data passes through without being read or retained, and there are no certificates to buy, install or renew. Authentication always happens inside Bibanca's trusted login, and every token issued is strictly read-only.

Pricing

One flat plan of roughly EUR 3 per month covers Bibanca and every other supported bank — no per-connection fees, no enterprise onboarding, no surprises.

Frequently asked questions

Do I need a banking licence to use this?

No. open-banking.io operates under regulated open-banking access, so you can connect Bibanca with just an account and API key.

Can I write payments or move money?

No. Access is read-only — you can retrieve accounts, balances and transactions, but not initiate transfers.

What happens when consent expires?

After the 180-day window the account holder simply re-authorises through Bibanca to resume uninterrupted syncing.

Ready to start? Explore the full API at open-banking.io.