BCC Terra d'Otranto API & Open Banking Access

Reaching your BCC Terra d'Otranto accounts through a single, privacy-first layer is what open-banking.io is built for. Instead of stitching together certificates or hosting your own PSD2 stack, you link the Salento cooperative bank once and keep working with clean, decrypted account and transaction data. BCC Terra d'Otranto covers both business and personal accounts, and consent stays valid for up to 180 days before a quick renewal — so day-to-day reporting rarely gets interrupted.

Because open-banking.io is zero-knowledge, the encryption keys that unlock your BCC Terra d'Otranto data are generated on your own device. Our servers only ever hold your public key, so nobody here — and no third party — can read your balances or statements.

How to connect BCC Terra d'Otranto

Connecting happens entirely in the open-banking.io dashboard — there is no code, endpoint, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase; your private key is created locally and never leaves your device.
  2. In the dashboard, search for BCC Terra d'Otranto and choose the account type — business or personal.
  3. You're redirected to BCC Terra d'Otranto's own secure login, where you approve access on the bank's PSD2 consent screen (valid up to 180 days).
  4. Your accounts then sync straight into your dashboard, ready to view. No BIC is required to connect — BCC Terra d'Otranto's BIC is not published here, and it isn't needed for the flow.

Access your data

Programmatic access is an optional developer step after the connection exists. Open the Developers page, create an API key, and export a credentials.json bundling that key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every call sends the X-Api-Key header, and each response is decrypted locally with your key. An API key by itself only returns ciphertext — without your private key it stays unreadable, which is the whole point of the zero-knowledge design.

All of this runs certificate-free for roughly EUR 3/month, across 2,600+ supported EU and UK banks.

Do I need a developer account to connect BCC Terra d'Otranto?

No. Connecting is done in the dashboard by approving access on the bank's login. API keys are only for optional programmatic reads afterwards.

Can open-banking.io see my BCC Terra d'Otranto data?

No. Data is decrypted on your device with a key only you hold; our servers store just your public key.

How long does access last?

BCC Terra d'Otranto consent lasts up to 180 days, after which you re-approve on the bank's screen.

Ready to start? Visit open-banking.io.