BCC Paliano API Access & Open Banking Data Sync

Pulling account data out of BCC Paliano usually means wrestling with certificates, sandbox registrations and PSD2 paperwork. open-banking.io removes that entirely. It is a certificate-free bridge to 2,600+ EU and UK banks where every byte of your financial data is decrypted locally with a key that never leaves your device — the service only ever holds your public key, so it physically cannot read your balances or transactions.

BCC Paliano is a cooperative credit bank (Banca di Credito Cooperativo) serving the Lazio region. Through open-banking.io you can link both personal and business accounts, and a single PSD2 consent stays valid for up to 180 days before it needs renewing. No BIC is required to get started — you simply select the bank by name.

How to connect BCC Paliano

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint or API key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, search for BCC Paliano and choose the account type you want to link (personal or business).
  3. You are redirected to BCC Paliano's own secure login and consent screen, where you approve access under PSD2 — your credentials go only to your bank.
  4. Once approved, your accounts sync back into the dashboard and refresh automatically for the life of the 180-day consent.

Access your data

Reading BCC Paliano data programmatically is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, nobody (including open-banking.io) can make the data readable.

All of this runs for roughly EUR 3/month.

Do I need a certificate or eIDAS registration?

No. open-banking.io is certificate-free; you only need your open-banking.io login and BCC Paliano credentials at consent time.

Can open-banking.io see my BCC Paliano balances?

No. It is zero-knowledge and stores only your public key. Decryption happens on your device.

How often do I re-authorise?

BCC Paliano consent lasts up to 180 days, after which you re-approve from the dashboard.

Start at open-banking.io.