BCC Pachino API Access & Open Banking Data | open-banking.io
Reach your BCC Pachino account information without wrestling with a PSD2 certificate, a sandbox registration, or a bespoke bank integration. open-banking.io links to BCC Pachino — one of 2,600+ EU and UK banks it supports — and streams your balances and transactions into a single dashboard, encrypted so that only you can read them. Whether you hold a business or a personal account, the flow is the same and takes a few minutes.
Because this is a cooperative-credit bank, no public BIC is published for open-banking.io routing (BIC: n/a); the service resolves BCC Pachino by name when you connect. Consent to share your data lasts up to 180 days, after which you simply re-approve.
How to connect BCC Pachino
Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key at this stage.
- Sign up for open-banking.io and open the web dashboard.
- Set an encryption passphrase. Your key pair is generated on your own device; open-banking.io only ever holds your public key.
- Pick BCC Pachino from the bank list and choose your account type — business or personal.
- Approve on BCC Pachino's own login. You are redirected to the bank's secure PSD2 consent screen, where you authenticate directly with the bank.
- Your accounts sync back into the dashboard, ready to view.
That's it — the account holder always approves access on the bank's side, never through a third-party redirect you don't control.
Access your data
Once BCC Pachino is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — it bundles the API key plus your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, no one, including open-banking.io's servers, can read a thing. The CLI and SDK only read and sync connections you already made in the dashboard.
All of this runs for roughly EUR 3/month, certificate-free and zero-knowledge.
Is my BCC Pachino login shared with open-banking.io?
No. You enter your credentials only on BCC Pachino's own consent page.
Can open-banking.io read my transactions?
No. Data is decrypted on your device with a key only you hold; the service stores only your public key.
How long does access last?
Up to 180 days per consent, then you re-approve with BCC Pachino.
Start at open-banking.io.