BCC Ostra e Morro d'Alba Open Banking & API Access

BCC Ostra e Morro d'Alba is a Marche-based cooperative bank (Banca di Credito Cooperativo), and open-banking.io gives you a single, private way to reach its account and transaction data under PSD2. Both personal and business accounts are supported, and once linked the connection stays valid for the full 180-day consent window before you renew it. No banking certificate, eIDAS setup or partner agreement is required on your side.

Everything is built around a zero-knowledge model: your encryption keys are generated on your own device, and open-banking.io only ever holds your public key. Whatever syncs from BCC Ostra e Morro d'Alba is decrypted locally, so the service literally cannot read your financial data.

How to connect BCC Ostra e Morro d'Alba

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for and select BCC Ostra e Morro d'Alba, then choose the account type you want to link (personal or business).
  3. You are redirected to BCC Ostra e Morro d'Alba's own secure login and consent screen, where you approve access directly with the bank.
  4. Your accounts flow back into the dashboard and begin syncing. That's the whole connection — approved on the bank's side, decrypted on yours.

Access your data

Reading the data programmatically is an optional developer step you take after the connection exists. Open the Developers page, create an API key, and export a credentials.json that bundles the API key together with your private decryption key. From there use the CLI — openbanking accounts, openbanking transactions, openbanking sync — or an SDK or the REST API. Every request sends the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDKs only read and sync connections that already exist; they never establish one. Note that an API key on its own returns ciphertext — without your private key there is nothing readable.

All of this runs on the same flat ~EUR 3/month plan covering 2,600+ EU and UK banks.

Does BCC Ostra e Morro d'Alba have a BIC on open-banking.io?

No BIC is listed for BCC Ostra e Morro d'Alba here, but that has no effect on connecting — you select the bank by name in the dashboard.

Yes. BCC Ostra e Morro d'Alba supports both personal and business accounts, and you pick the type during the dashboard connect flow.

How long does access last before I re-approve?

Up to 180 days per consent. When the window closes, reconnect from the dashboard to start a fresh 180-day period.

Start at https://open-banking.io.