BCC Garda API Access for Accounts & Transactions

Pull your BCC Garda account information into any app, dashboard or accounting tool through a single open-banking.io connection. Instead of scraping screens or juggling per-bank credentials, you link BCC Garda once and receive a clean, continuously refreshed feed of financial data you can build on. Whether you're reconciling business ledgers or tracking household spending, the integration keeps your numbers current without manual exports.

How to connect BCC Garda

  1. Create an open-banking.io account and choose BCC Garda from the supported institution list.
  2. Pick the accounts you want to share — business, personal, or both.
  3. Approve the connection in BCC Garda's own secure login, so your credentials stay with the bank.
  4. Receive your access token and start reading data through the unified API.

What data you can access

  • Accounts — identifiers, currency and account metadata
  • Balances — live and booked balances for each linked account
  • Transactions — dated, categorisable transaction history

Everything arrives in one consistent schema, so BCC Garda data looks the same as data from any of the 2,600+ other banks on the network.

A single authorisation stays valid for up to 180 days before BCC Garda asks the account holder to re-confirm. Both business and personal account types are supported. One integration extends the same reach across the EU and UK, so adding further banks later needs no extra plumbing.

Privacy by design

open-banking.io is zero-knowledge and certificate-free. There are no eIDAS certificates to obtain, host or renew, and we never store your banking passwords. Data flows through the connection you authorise and remains yours — we hold no copy you didn't ask us to sync.

Pricing

Access starts at roughly EUR 3 per month, flat, with no per-call surcharges or setup fees — predictable whether you connect one account or scale to many.

FAQ

Do I need a banking licence or certificates?

No. open-banking.io handles the regulated connectivity, so you skip the licences and certificate management entirely.

How often does BCC Garda data update?

Balances and transactions refresh on demand and on schedule while your 180-day consent is active.

Can I connect other banks too?

Yes. The same API and single subscription reach 2,600+ EU and UK banks alongside BCC Garda.

Ready to begin? Start at open-banking.io.