BCC Financing API Access for Accounts & Payments

Bring BCC Financing account data into your own product without wrestling with certificates or bank-specific portals. open-banking.io gives you a single, standards-based API to read verified BCC Financing account information straight from the source, so your app always reflects what the customer sees in their banking app.

Whether you are building bookkeeping automation, cash-flow dashboards, lending checks or reconciliation tooling, the integration stays the same across every institution you add later.

How to connect BCC Financing

  1. Create an open-banking.io account and generate your API keys.
  2. Select BCC Financing from the supported institution list.
  3. Redirect the account holder to BCC Financing to approve access.
  4. Receive the secure authorization callback once consent is granted.
  5. Start pulling account, balance and transaction data through the API.

What data you can access

  • Accounts — identifiers and metadata for connected BCC Financing accounts.
  • Balances — current and available balances refreshed on demand.
  • Transactions — historical and recent movements with dates, amounts and counterparties.

Both business and personal account types are supported, covering the common needs of company finance teams and individual users alike.

Account access runs on explicit customer consent, valid for up to 180 days before a straightforward re-authorization is needed. BCC Financing is one of 2,600+ banks reachable through the same open-banking.io connection across the EU and UK, so expanding coverage never means a new integration.

Privacy by design

open-banking.io is zero-knowledge and certificate-free. There are no eIDAS certificates to obtain or maintain, and your customers' banking credentials are never exposed to you. Data flows through regulated, consent-driven channels only.

Pricing

Access starts at roughly EUR 3/month — flat and predictable, with no per-bank surcharges as you connect more institutions.

FAQ

Do I need a banking licence or certificates?

No. open-banking.io handles the regulated access layer, so you connect to BCC Financing without licences, eIDAS certificates or direct bank agreements.

How long does a BCC Financing connection stay active?

Each consent lasts up to 180 days. After that, the account holder simply re-approves access to keep the data flowing.

Can I connect both business and personal accounts?

Yes. BCC Financing supports business and personal account types, both accessible through the same API.

Ready to start? Explore the full platform at https://open-banking.io.