BCC Cremasca e Mantovana Open Banking & API Access

Reaching BCC Cremasca e Mantovana account data no longer means wrestling with eIDAS certificates or a PSD2 sandbox. open-banking.io is a certificate-free service covering 2,600+ EU and UK banks, and it treats your bank data as yours alone: everything is decrypted locally with an encryption key that never leaves your device. This page explains how to link BCC Cremasca e Mantovana and, if you build software, how to pull the data afterwards.

BCC Cremasca e Mantovana supports both business and personal accounts, and a single approval grants a consent window of up to 180 days before you need to renew. No published BIC is required to get started here.

How to connect BCC Cremasca e Mantovana

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your keys are generated on your own device, so only you can later unlock the data.
  3. In the dashboard, pick BCC Cremasca e Mantovana and choose the account type — business or personal.
  4. You are redirected to BCC Cremasca e Mantovana's own secure login, where you approve access under PSD2.
  5. Your accounts sync back into the dashboard automatically, ready to view.

That's the whole flow: you approve on the bank's screen, not on ours, and open-banking.io never sees your banking credentials.

Access your data

Once BCC Cremasca e Mantovana is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key it stays unreadable, which is what zero-knowledge means in practice.

All of this runs for around EUR 3/month.

Do I need a developer account to connect?

No. Connecting and viewing BCC Cremasca e Mantovana accounts is done in the dashboard. API keys are only for the optional programmatic read step.

Can open-banking.io read my transactions?

No. The servers hold only your public key, so they store ciphertext they cannot decrypt. Decryption happens on your device.

How long does access last?

Up to 180 days per consent. After that you re-approve on BCC Cremasca e Mantovana's login screen to keep syncing.

Get started at open-banking.io.