BCC Carate Brianza API Access & Open Banking

Reaching your BCC Carate Brianza balances and transactions no longer means wrestling with certificates, sandbox registrations, or a bank developer portal. open-banking.io gives you a single, encrypted view of your BCC Carate Brianza accounts (BIC ICRAITRRCAR) alongside 2,600+ other EU and UK banks. Both business and personal accounts are supported, and a single PSD2 consent stays valid for up to 180 days before you renew it.

The design is zero-knowledge and certificate-free: your encryption keys are generated on your own device, and open-banking.io only ever holds your public key. Data is decrypted locally, so the service itself can never read your BCC Carate Brianza statements.

How to connect BCC Carate Brianza

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your private key is created locally at this moment and never leaves your device.
  2. In the dashboard, search for BCC Carate Brianza and choose the account type you want to link — business or personal.
  3. You are redirected to BCC Carate Brianza's own secure login, where you authenticate and approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard, with consent lasting up to 180 days.

That's the whole flow — you review balances and transactions directly in your dashboard, no development work required.

Access your data

If you're a developer, reading BCC Carate Brianza data programmatically is an optional step after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — they never create one.

All of this runs for around EUR 3/month.

Do I need a developer account to see my accounts?

No. Signing up and connecting in the dashboard is enough. API keys are only for optional programmatic access.

Can open-banking.io read my BCC Carate Brianza data?

No. It holds only your public key. Decryption happens on your device, so the servers only ever store ciphertext.

What can an API key alone return?

Only encrypted data. Without your private decryption key from credentials.json, responses stay as ciphertext.

Start connecting BCC Carate Brianza at open-banking.io.