BCC Bergamasca e Orobica Open Banking & API Access

Reaching your BCC Bergamasca e Orobica accounts programmatically usually means wrestling with PSD2 certificates, sandbox registrations and eIDAS paperwork. open-banking.io removes all of that. It gives you a single, encrypted dashboard for BCC Bergamasca e Orobica (BIC ICRAITR1Q42) covering both personal and business accounts, with a PSD2 consent that stays valid for up to 180 days before you renew it.

Everything is built around a simple principle: your data belongs to you. Balances and transactions are decrypted on your own device with a key only you hold, so nobody — not even open-banking.io — can read what syncs through the platform.

How to connect BCC Bergamasca e Orobica

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your cryptographic keys are generated locally, on your device, at this moment.
  2. In the dashboard, pick BCC Bergamasca e Orobica from the bank list and choose the account type you want to link — personal or business.
  3. You are redirected to BCC Bergamasca e Orobica's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts flow back into the dashboard and begin syncing. Done.

Access your data

Programmatic access is an optional step for developers, and only after a connection exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key.

From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDK only read and sync connections you already made in the dashboard — they never establish new ones. An API key on its own returns ciphertext; without your private key it stays unreadable.

FAQ

Do I need an eIDAS certificate for BCC Bergamasca e Orobica?

No. open-banking.io is certificate-free. You approve access on the bank's consent screen, and the platform handles the regulated plumbing.

Can open-banking.io see my BCC Bergamasca e Orobica transactions?

No. The service is zero-knowledge and holds only your public key. Data is decrypted solely on your device.

What does it cost?

Around EUR 3 per month, which includes both personal and business account access with consent renewals up to 180 days.

Start at https://open-banking.io.