BCC Basso Sebino Open Banking API Access Guide

Reaching your BCC Basso Sebino account data no longer means wrestling with eIDAS certificates or a bespoke PSD2 integration. open-banking.io gives you standardised, read-only access to this Lombard credito cooperativo alongside 2,600+ other EU and UK banks — for personal and business accounts alike. Everything is decrypted on your own device with a key that never leaves it, so the service itself can never see your statements or balances.

How to connect BCC Basso Sebino

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the dashboard.
  2. Set your encryption passphrase. Your key pair is generated locally in your browser; open-banking.io only ever stores your public key.
  3. Pick BCC Basso Sebino from the bank list and choose the account type you hold — business or personal.
  4. Approve on BCC Basso Sebino's own login. You're redirected to the bank's secure consent screen to authorise access under PSD2. Your credentials stay with the bank.
  5. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Note that BCC Basso Sebino currently publishes no public BIC in our reference data, so selecting the bank by name in the dashboard is the reliable route.

Access your data

Once the connection is live, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, the data stays unreadable, which is what makes the platform genuinely zero-knowledge. The CLI and SDK only read and sync connections you've already made; they never create one.

FAQ

Do I need an eIDAS certificate for BCC Basso Sebino?

No. open-banking.io is certificate-free — you approve access directly on the bank's login and skip the entire QWAC/QSeal setup.

Can open-banking.io read my BCC Basso Sebino transactions?

No. It holds only your public key. Decryption happens on your device, so your financial data is never legible to the service.

How much does it cost?

Around EUR 3 per month for full access, including the developer API and CLI.

Ready to start? Visit open-banking.io.