BCC Basciano Open Banking & API Access Explained

Reaching your BCC Basciano accounts programmatically usually means wrestling with eIDAS certificates, sandbox registrations and provider onboarding. open-banking.io removes all of that. It is a zero-knowledge, certificate-free gateway to 2,600+ European banks, and BCC Basciano (BIC ICRAITRR450) is one of them. You approve access once, and your balances and transactions flow into a dashboard where only you hold the key to read them.

Whether you run a business or hold a personal account, BCC Basciano is covered — both account types are supported, with PSD2 consent lasting up to 180 days before you renew it.

How to connect BCC Basciano

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your keys are generated on your own device, so the passphrase never leaves it. This is what makes the service zero-knowledge — open-banking.io only ever stores your public key.
  3. Pick BCC Basciano in the dashboard and choose the account type you want to link (business or personal).
  4. Approve on BCC Basciano's own screen. You are redirected to the bank's secure login to grant PSD2 consent directly — open-banking.io never sees your credentials.
  5. Your accounts sync back into the dashboard automatically once consent is granted.

That's the whole flow. No developer redirect, no manual certificate upload.

Access your data

Once BCC Basciano is connected, reading the data in code is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key, the data stays unreadable, even to open-banking.io's servers.

All of this runs at around EUR 3/month.

Do I need an eIDAS certificate for BCC Basciano?

No. open-banking.io is certificate-free — you approve consent on the bank's own login screen and nothing more.

Can open-banking.io read my BCC Basciano transactions?

No. It is zero-knowledge and holds only your public key. Decryption happens on your device with a key only you control.

How long does access to BCC Basciano last?

Each PSD2 consent is valid for up to 180 days, after which you re-approve it on the bank's screen.

Ready to start? Visit open-banking.io.