BBVA API Access in Italy | Open Banking Connection

Pulling live data out of your BBVA account in Italy no longer means wrestling with eIDAS certificates, sandbox onboarding, or bespoke PSD2 paperwork. open-banking.io gives developers, finance teams, and fintech builders a single API that speaks directly to BBVA's Italian banking infrastructure, so account information flows into your product within minutes rather than weeks.

Whether you are reconciling ledgers, powering a budgeting app, or feeding an accounting dashboard, the connection stays consistent and standards-based across every institution we support.

How to connect BBVA

1. Create an open-banking.io account and open the dashboard.
2. Search for BBVA (Italy) — you can match on the BIC BBVAITMMXXX to be certain you have the right entity.
3. Choose whether you are linking a personal or business account.
4. Approve access through BBVA's own secure authentication screen.
5. Receive an access token and start calling the API from your code.

What data you can access

Once the consent is granted, open-banking.io exposes the core account information you need:

• Accounts — identifiers, currency, and account metadata
• Balances — current and available balances in real time
• Transactions — historical and incoming movements with counterparty details

All of it is returned in one normalised JSON schema, so the code you write for BBVA works unchanged against any other bank on the network.

Consent and coverage

BBVA in Italy supports both business and personal accounts. A single authorisation remains valid for up to 180 days before the account holder needs to re-confirm, giving you long-lived, uninterrupted access without frequent re-prompts. open-banking.io reaches 2,600+ banks across the EU and UK from the same integration.

Privacy by design

We operate on a zero-knowledge basis: your credentials are never seen or stored by us, and the flow is completely certificate-free — there is no QWAC or QSEAL certificate to purchase or renew. Authentication happens entirely on BBVA's side, and data passes through encrypted channels.

Pricing

One flat plan of roughly EUR 3/month covers your access — no per-call surcharges, no enterprise minimums, no setup fee.

FAQ

Do I need a PSD2 licence to use this?

No. open-banking.io provides the regulated access layer, so you can consume BBVA data without holding your own licence or certificates.

How long does a connection last?

Each BBVA consent lasts up to 180 days, after which the account holder simply re-authorises.

Can I link both personal and business accounts?

Yes — BBVA in Italy supports personal and business account types through the same API.

Ready to build? Get started at open-banking.io.