Banca Versilia Lunigiana e Garfagnana Open Banking

Banca Versilia Lunigiana e Garfagnana is a Tuscan cooperative credit bank, and open-banking.io gives you a private, standardised way to reach its account data. Whether you keep a business or a personal account with the bank, you can pull balances and transactions into one dashboard — and, if you write code, read the same data programmatically. There is no certificate to buy and no eIDAS licence to hold: open-banking.io speaks PSD2 to the bank on your behalf while your data stays encrypted with a key only you control.

How to connect Banca Versilia Lunigiana e Garfagnana

Connecting happens entirely inside the open-banking.io dashboard — there is no API call or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your own device, so nobody else can decrypt what you sync.
  2. In the dashboard, search for Banca Versilia Lunigiana e Garfagnana (BIC ICRAITR1K6I) and choose the account type you hold — business or personal.
  3. You are redirected to Banca Versilia Lunigiana e Garfagnana's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials are only ever entered at the bank.
  4. Once approved, your accounts sync into the dashboard. A single consent stays valid for up to 180 days, after which you simply re-approve.

Access your data

Reading the data in code is an optional step you take after the connection exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, or the REST API let you fetch account data. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. Note that the CLI and SDKs only read or refresh connections you already made in the dashboard — there is no connect command.

Because open-banking.io is zero-knowledge, its servers only ever hold your public key; an API key alone returns ciphertext, never readable data. Access to all 2,600+ supported banks costs about EUR 3/month.

Is a certificate or licence required?

No. open-banking.io handles the PSD2 side, so you need no eIDAS certificate and no bank agreement of your own.

Can open-banking.io read my Banca Versilia Lunigiana e Garfagnana data?

No. Decryption happens on your device with a key only you hold; the service stores only your public key.

How long does access last before I must reconnect?

Each consent approved on the bank's screen lasts up to 180 days, then you re-authorise from the dashboard.

Start at https://open-banking.io.