Banca Sviluppo Open Banking & API Access

Reaching your Banca Sviluppo accounts programmatically no longer means chasing bank certificates or standing up your own PSD2 stack. open-banking.io gives you a single, certificate-free doorway to Banca Sviluppo (BIC ICRAITRRSVL), part of Italy's Iccrea cooperative group, alongside 2,600+ other EU and UK institutions. Both business and personal accounts are supported, and a single consent stays valid for up to 180 days before Banca Sviluppo asks you to re-approve.

The service is zero-knowledge by design: your encryption keys are generated on your own device, and open-banking.io only ever holds your public key. Account data is decrypted locally, so no one at open-banking.io — or anywhere else — can read your Banca Sviluppo balances or transactions.

How to connect Banca Sviluppo

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for Banca Sviluppo and choose the account type you want to link (business or personal).
  3. You are redirected to Banca Sviluppo's own secure login, where you authenticate and approve access under PSD2 — your credentials are only ever entered on the bank's screen.
  4. Once approved, your accounts sync back into the dashboard and refresh automatically for the life of the 180-day consent.

Access your data

After your Banca Sviluppo connection is live, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — the readable data appears only once your private key unlocks it on your machine. Note the CLI and SDK only read and sync existing connections; the initial link is always made in the dashboard.

All of this runs on a flat plan of roughly EUR 3/month, with no per-bank certificates or setup fees.

Do I need a PSD2 certificate to use Banca Sviluppo?

No. open-banking.io is certificate-free — you approve access directly on Banca Sviluppo's login screen and the platform handles the rest.

Can open-banking.io see my Banca Sviluppo transactions?

No. The service is zero-knowledge and stores only your public key. Your data is decrypted locally with a private key that only you hold.

Up to 180 days. After that, Banca Sviluppo requires you to re-approve access from the dashboard.

Ready to start? Connect Banca Sviluppo at open-banking.io.