Banca San Francesco Open Banking & API Access

Reaching your Banca San Francesco accounts through open-banking.io means one clean, EU-regulated bridge instead of scraping or storing bank passwords. Whether you keep a personal account, a business account, or both under BIC ICRAITR1QX3, everything flows into a single dashboard where the raw data is decrypted on your own device with a key only you hold. open-banking.io never sees anything readable — it stores only your public key, so it is zero-knowledge and certificate-free by design.

How to connect Banca San Francesco

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keypair is generated locally, so the private half never leaves your machine.
  2. In the dashboard, search for Banca San Francesco and choose the account type you want to link — personal or business.
  3. You are redirected to Banca San Francesco's own secure login, where you approve access under PSD2 consent. open-banking.io never handles your banking credentials.
  4. Once approved, your accounts and transactions sync back into the dashboard. Each consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Programmatic access is an optional step you take after the account is connected. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request is authenticated with the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext; without the private key, no one — not even open-banking.io — can read it.

All of this runs at roughly EUR 3/month, with no certificates to install and no keys held on a server.

Do I need a developer account to use Banca San Francesco?

No. Connecting and viewing accounts works fully in the dashboard. API keys and the CLI are only for those who want programmatic reads.

Can open-banking.io read my Banca San Francesco transactions?

No. Data is encrypted to your key and decrypted on your device. The service holds only your public key.

Does this work for business accounts?

Yes. Banca San Francesco supports both personal and business accounts, and either type can be linked and synced.

Start at https://open-banking.io.