Banca Popolare Commerciale API Access & Open Banking

Reading your Banca Popolare Commerciale account data no longer means wrestling with PSD2 certificates, sandbox registrations, or an eIDAS QWAC. open-banking.io gives you a single dashboard to authorise access and then, if you want it, a clean developer path to the same data. Because the service is zero-knowledge, everything you pull is decrypted on your own device with a key that never leaves it — open-banking.io stores only your public key and can never read your balances or transactions.

Banca Popolare Commerciale is reachable under BIC POVEIT33XXX, and open-banking.io supports both business and personal account types, with a consent that stays valid for up to 180 days before you re-approve.

How to connect Banca Popolare Commerciale

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your keys are generated locally on your device, so only you can later decrypt what you sync.
  3. In the dashboard, search for and select Banca Popolare Commerciale, then choose whether you're linking a business or personal account.
  4. You're redirected to Banca Popolare Commerciale's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
  5. Your accounts flow back into the dashboard and begin syncing. Done — no certificate, no developer portal.

Access your data

Once the connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext; without your private key the data stays unreadable — that's the zero-knowledge guarantee in practice. Note the CLI and SDK only read and sync existing connections; there is no connect command.

All of this runs for roughly EUR 3/month.

Do I need an eIDAS certificate for Banca Popolare Commerciale?

No. open-banking.io is certificate-free — the dashboard consent flow handles the bank connection for you.

Can open-banking.io see my Banca Popolare Commerciale transactions?

No. It holds only your public key. Data is decrypted on your device with a private key you alone control.

Up to 180 days for Banca Popolare Commerciale, after which you re-approve on the bank's consent screen.

Start at open-banking.io.