Banca Malatestiana Credito Cooperativo API access

Banca Malatestiana Credito Cooperativo is a Rimini-based cooperative bank, and open-banking.io lets you reach its account and transaction data without certificates, screen-scraping, or a bank-side developer programme. Everything is decrypted on your own device with a key only you hold, so the service itself never sees your statements in the clear. The bank supports business and personal accounts (BIC CCRTIT2TMAL), and each PSD2 consent stays valid for up to 180 days before you re-approve.

How to connect Banca Malatestiana Credito Cooperativo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally, on your device.
  2. In the dashboard, choose Banca Malatestiana Credito Cooperativo and the account type you want to link (business or personal).
  3. You are redirected to Banca Malatestiana Credito Cooperativo's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your approved accounts sync back into the dashboard, ready to view.

Because approval takes place on the bank's own site, your credentials are never shared with open-banking.io.

Access your data

Reading data programmatically is an optional step that comes after connecting. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, the data stays unreadable. The CLI and SDK read and sync existing connections; they never establish a new bank link.

This is the zero-knowledge, certificate-free model: open-banking.io holds only your public key, covers 2,600+ EU/UK banks, and costs about EUR 3/month.

Is a bank API key needed to connect?

No. You link Banca Malatestiana Credito Cooperativo in the dashboard by approving access on the bank's consent screen. API keys are only for reading data afterwards.

Can open-banking.io read my transactions?

No. Data is decrypted on your device with a key only you hold, so the service sees only ciphertext.

Up to 180 days, after which you re-approve access from the dashboard.

Start at open-banking.io.