Banca don Rizzo Open Banking & API Access | open-banking.io

Banca don Rizzo is a Sicilian cooperative credit bank, and open-banking.io gives you a single, private way to reach its account data under PSD2. Whether you hold a personal or business account (BIC ICRAITR1QAH), you can bring live balances and transactions into one dashboard — and, if you write code, pull them straight into your own tools. Everything stays yours: open-banking.io is zero-knowledge, so your financial data is decrypted only on your device with a key that never leaves it.

No eIDAS certificate, no bank sponsorship, no PSD2 licence of your own is required. You approve access directly with Banca don Rizzo, and open-banking.io simply carries the encrypted result to you.

How to connect Banca don Rizzo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your key pair is generated locally on your device; open-banking.io only ever sees your public key.
  3. Pick Banca don Rizzo in the dashboard and choose the account type — personal or business.
  4. Approve on Banca don Rizzo's own screen. You are redirected to the bank's secure login to grant PSD2 consent, valid for up to 180 days before you renew it.
  5. Watch your accounts sync back into the dashboard, already encrypted to your key.

Access your data

Once the connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — they cannot create one.

All of this runs for roughly EUR 3/month.

Can I connect Banca don Rizzo with an API key?

No. Connecting is done in the dashboard by approving consent on Banca don Rizzo's login page. API keys only read data from connections that already exist.

Can open-banking.io staff see my transactions?

No. The service holds only your public key and stores ciphertext. Data is decrypted on your device with the private key you control.

Banca don Rizzo grants access for up to 180 days, after which you re-approve from the dashboard.

Ready to start? Visit open-banking.io.