Banca di Udine API Access & Open Banking Data

Banca di Udine is a Friuli-based cooperative credit bank (Credito Cooperativo), and open-banking.io lets you reach its account and transaction data without wrestling with eIDAS certificates or a PSD2 sandbox. You sign in once, approve access on the bank's own screen, and your balances flow into a dashboard where everything is decrypted locally with a key only you hold. Banca di Udine (BIC ICRAITR1JV8) is covered for both business and personal accounts, with consent lasting up to 180 days before a renewal is needed.

How to connect Banca di Udine

Connecting happens entirely inside the open-banking.io dashboard — there is no endpoint to call and no key to paste. The steps:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated on your own device, so the service only ever sees your public key.
  2. In the dashboard, search for Banca di Udine and choose the account type you hold — business or personal.
  3. You are redirected to Banca di Udine's own secure login, where you approve the PSD2 access request directly with the bank.
  4. Once approved, your accounts and transactions sync back into your dashboard automatically.

That consent stays valid for up to 180 days, after which the dashboard prompts you to reconnect.

Access your data

After the connection is live, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API can pull your Banca di Udine data. Requests authenticate with the X-Api-Key header, and every response is decrypted locally on your machine. Because open-banking.io is zero-knowledge, an API key alone only ever returns ciphertext — without your private key it stays unreadable.

The whole service runs at around EUR 3/month, certificate-free and with no bank-specific onboarding.

Can I connect Banca di Udine with the CLI?

No. The CLI and SDKs only read or sync connections that already exist. Connecting always happens in the dashboard via Banca di Udine's consent screen.

Does open-banking.io see my Banca di Udine data?

No. It holds only your public key. Data is encrypted for you and decrypted locally, so the servers never read your balances or transactions.

Can I use a business Banca di Udine account?

Yes. Both business and personal accounts are supported, each with a maximum consent window of 180 days.

Ready to start? Visit open-banking.io.