Banca di Caraglio del Cuneese open banking API

Reaching your Banca di Caraglio del Cuneese e della Riviera dei Fiori account data used to mean wrestling with eIDAS certificates and a PSD2 sandbox. open-banking.io removes all of that: it is a certificate-free, zero-knowledge bridge to 2,600+ EU and UK banks, so you can pull balances and transactions from this Piedmont-and-Liguria cooperative (BIC CCRTIT2TCAR) without ever standing up your own bank integration.

Both business and personal accounts are supported, and a single PSD2 consent stays valid for up to 180 days before you renew it. Everything is encrypted on your own device with a key only you hold — open-banking.io's servers keep just your public key and never see readable data.

How to connect Banca di Caraglio del Cuneese e della Riviera dei Fiori

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally, on your device.
  2. In the dashboard, search for Banca di Caraglio del Cuneese e della Riviera dei Fiori and choose the account type (business or personal).
  3. You are redirected to Banca di Caraglio's own secure login, where you approve access on the bank's official PSD2 consent screen.
  4. Your accounts sync back into the dashboard, and stay live for the 180-day consent window.

Access your data

Programmatic access is an optional step you take after the account is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections that already exist — they never create one.

The result: your Banca di Caraglio data flows into your scripts and tools for roughly EUR 3/month, and the raw ciphertext is worthless to anyone without your private key.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — the dashboard flow handles the regulated PSD2 connection for you.

Can open-banking.io read my transactions?

No. It is zero-knowledge and stores only your public key. Decryption happens on your device.

Does an API key alone return my data?

No. Without your private decryption key from credentials.json, an API key returns only ciphertext.

Start at open-banking.io.