Banca del Territorio Lombardo Open Banking & API

Want your Banca del Territorio Lombardo account and transaction data in one place — for a spreadsheet, a dashboard, or your own code? open-banking.io links your Brescia-based BCC account to a single, private hub covering 2,600+ EU and UK banks. There are no eIDAS certificates to buy, no PSD2 licence to hold, and no bank-side paperwork. You approve access once, and everything is encrypted so that only you can read it.

Banca del Territorio Lombardo (BIC ICRAITRRKF0) supports both business and personal accounts, and a single approval stays valid for up to 180 days before you renew it.

How to connect Banca del Territorio Lombardo

Connecting happens entirely inside the open-banking.io dashboard — no code, no API key, no developer setup:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated right there on your own device.
  2. In the dashboard, choose Banca del Territorio Lombardo and pick the account type — business or personal.
  3. You're redirected to Banca del Territorio Lombardo's own secure login, where you approve access under PSD2 on the bank's consent screen.
  4. Your accounts and balances sync straight back into your dashboard, ready to view.

That's it — the bank authenticates you directly, and open-banking.io never sees your banking credentials.

Access your data

Once the connection is live, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every call carries the X-Api-Key header, and each response is decrypted locally with your own key. There's no separate connect command — the CLI and SDK only read and sync connections you already made in the dashboard.

Because open-banking.io is zero-knowledge, its servers hold only your public key. An API key alone returns ciphertext; without your private key it stays unreadable. All of this runs for roughly EUR 3/month.

Is my Banca del Territorio Lombardo login shared with open-banking.io?

No. You authenticate on Banca del Territorio Lombardo's own consent screen; open-banking.io never receives your credentials.

Can open-banking.io read my transactions?

No. Data is decrypted only on your device with a key you hold. The service stores just your public key.

How long does one approval last?

Up to 180 days for Banca del Territorio Lombardo, after which you re-approve from the dashboard.

Start at open-banking.io.