Banca Cesare Ponti API Access via Open Banking

Pull your Banca Cesare Ponti account data into any app or spreadsheet without wrestling with sandboxes, TPP licences or eIDAS certificates. open-banking.io gives you a single REST endpoint that keeps balances and transactions from this Milan-based private bank in sync, refreshed on demand and ready to feed your own reporting, reconciliation or personal-finance tooling.

How to connect Banca Cesare Ponti

  1. Create an open-banking.io account and grab your API key.
  2. Call the connect endpoint and pass BCEPITMMXXX as the target institution.
  3. Approve the secure PSD2 consent screen in your Banca Cesare Ponti online banking.
  4. Start requesting account, balance and transaction data straight away.

What data you can access

Once a personal account is linked, the API exposes account details (IBAN, holder, currency), live and booked balances, and a full transaction history with counterparties, dates and reference fields. Every response follows the same normalised JSON model, so switching between Banca Cesare Ponti and any of the 2,600+ other supported banks needs no rewrite.

Banca Cesare Ponti supports personal accounts, and a single authorisation stays valid for up to 180 days before the customer re-confirms it. open-banking.io tracks the consent lifecycle for you and signals when a refresh is due, so long-running integrations keep working without surprise gaps.

Privacy by design

The platform is zero-knowledge: your banking data passes through encrypted and is never mined, resold or retained beyond what you request. There are no QWAC or QSEAL certificates to buy and no TPP onboarding — the heavy compliance sits with open-banking.io, not with you.

Pricing

Access starts at roughly EUR 3 per month, flat, covering Banca Cesare Ponti and the entire bank catalogue under one key. No per-call surcharges and no enterprise minimum.

Is a banking licence required to use this?

No. open-banking.io holds the regulated permissions, so you connect with just an API key.

How often can I refresh Banca Cesare Ponti data?

On demand, within the bank's rate limits, for the full 180-day consent window before re-authorisation.

Which accounts are supported?

Personal Banca Cesare Ponti accounts reachable through its PSD2 interface.

Ready to build? Start at open-banking.io.