Banca Cagliari API Access via open-banking.io

Pulling live financial data from Banca Cagliari no longer means wrestling with per-bank certificates or bespoke PSD2 integrations. With open-banking.io you route Banca Cagliari access through a single, standardised API and keep your accounting, treasury or fintech product continuously in sync.

Once a customer grants consent, their Banca Cagliari accounts stream straight into your application, so reconciliation, cash-flow views and payment initiation stay current without manual exports.

How to connect Banca Cagliari

  1. Create an open-banking.io account and generate your API key.
  2. Call the connect endpoint and select Banca Cagliari (BIC ICRAITRRUG0) as the target institution.
  3. Redirect the account holder to Banca Cagliari's own login to authorise access.
  4. Receive the secure access token and begin querying accounts, balances and transactions.

What data you can access

  • Accounts — identifiers and metadata for both business and personal Banca Cagliari accounts.
  • Balances — real-time and booked balance snapshots.
  • Transactions — historical and incoming transaction records for reconciliation and analytics.

Banca Cagliari supports a maximum consent window of 180 days, after which the account holder simply re-authorises. Both business and personal account types are covered. Banca Cagliari is one of 2,600+ banks reachable through the same open-banking.io interface across the EU and UK.

Privacy by design

open-banking.io is zero-knowledge: we never see or store your customers' banking credentials, and the platform is fully certificate-free, so there are no eIDAS certificates for you to buy, install or renew.

Pricing

Access starts at roughly EUR 3 per month — one predictable fee covering Banca Cagliari and every other supported institution, with no per-connection surcharges.

FAQ

Do I need a PSD2 licence to use this?

No. open-banking.io provides the regulated access layer, so you connect to Banca Cagliari without holding your own certificates or licence.

How often can I refresh Banca Cagliari data?

As often as your use case needs, within the 180-day consent period; after that the customer re-confirms access in a few taps.

Are business and personal accounts both supported?

Yes. Banca Cagliari exposes both account types, and open-banking.io surfaces them through the same endpoints.

Ready to get started? Explore the full API at open-banking.io.