Banca Andria API Access & Open Banking Integration

Reach your Banca Andria accounts through a single, privacy-first bridge. open-banking.io links to Banca Andria (BIC ICRAITRRUL0) alongside 2,600+ other EU and UK banks, covering both business and personal accounts. There are no eIDAS certificates to buy and no bank-specific paperwork to file — you approve access once through PSD2 consent and your balances and transactions flow into one place. Everything is decrypted on your own device with a key that never leaves it, so open-banking.io only ever stores your public key and ciphertext it cannot read.

How to connect Banca Andria

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint, or API key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your key pair is generated locally on your device the moment you do this.
  3. In the dashboard, search for Banca Andria and choose the account type you want to link — business or personal.
  4. You are redirected to Banca Andria's own secure login, where you approve access on the bank's consent screen. open-banking.io never sees your banking credentials.
  5. Your accounts sync back into the dashboard, ready to view.

Each approval is valid for up to 180 days of consent, the PSD2 maximum, after which you simply re-approve on Banca Andria's screen to keep the connection live.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext; without your private key, no one — including open-banking.io — can read it. Note there is no connect command: the CLI and SDK read and sync existing links only.

All of this runs on a flat subscription of roughly EUR 3 per month.

FAQ

Do I need a developer account to use Banca Andria?

No. Viewing accounts in the dashboard needs no code. The API key and credentials.json are only for the optional programmatic step.

Which Banca Andria accounts are supported?

Both business and personal accounts can be linked under BIC ICRAITRRUL0.

Can open-banking.io read my transactions?

No. It holds only your public key and encrypted data; decryption happens on your device with a key only you control.

Start at open-banking.io.