Banca Akros API Access & Open Banking Integration

Banca Akros is an Italian investment and private bank (BIC AKROITMMXXX), and open-banking.io lets you reach its account data without wrestling with eIDAS certificates or a PSD2 sandbox. Instead of building bank plumbing, you connect Banca Akros once in the dashboard and your balances and transactions flow into a single place — encrypted end to end, with the decryption key held only by you.

Because open-banking.io is zero-knowledge, the servers store just your public key. Everything you actually read is decrypted locally on your own device, so no third party — not even open-banking.io — can see your Banca Akros statements.

How to connect Banca Akros

Connecting happens entirely in the open-banking.io dashboard — there is no API call, redirect URL, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated right there on your device.
  2. In the dashboard, search for Banca Akros and choose the personal account type (personal accounts are supported).
  3. You are redirected to Banca Akros's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into your dashboard. The consent stays valid for up to 180 days, after which you simply re-approve.

Access your data

Reading the data programmatically is an optional step you take after connecting. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request carries your X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key there is nothing readable to see. Note the CLI and SDK only read and sync connections that already exist; the connection itself is always made in the dashboard.

All of this runs for roughly EUR 3/month, with no certificates to buy or renew.

Do I need a PSD2 certificate for Banca Akros?

No. open-banking.io is certificate-free — you approve access on Banca Akros's own consent screen and skip the eIDAS paperwork entirely.

Can open-banking.io read my Banca Akros transactions?

No. The service is zero-knowledge and holds only your public key. Your data is decrypted on your device with a key only you control.

How long does my Banca Akros connection last?

Up to 180 days per consent. When it expires, re-approve on the bank's login screen to keep syncing.

Ready to start? Visit open-banking.io to connect Banca Akros.