Íslandsbanki API Access | Open Banking Data Sync

Pull your Íslandsbanki data into any app without wrestling with bank-specific SDKs or eIDAS certificates. open-banking.io gives you a single, standards-based connection to Íslandsbanki in Iceland, so account information flows into your dashboards, bookkeeping tools or internal systems in near real time. Whether you are building for personal finance or business reconciliation, the integration works the same way everywhere.

How to connect Íslandsbanki

  1. Create an account on open-banking.io and generate your API key.
  2. Call the API and select Íslandsbanki from the Icelandic bank list.
  3. Redirect the account holder to Íslandsbanki to approve access with their own credentials.
  4. Receive the authorised connection and begin reading data straight away.

What data you can access

Once a customer consents, you can retrieve:

  • Accounts — personal and business account details and metadata
  • Balances — current and available balances on demand
  • Transactions — historical and incoming transaction records

Íslandsbanki supports both business and personal account types. A single consent stays valid for up to 180 days before the account holder needs to re-authorise, giving you long stretches of uninterrupted syncing. Íslandsbanki does not expose a BIC through this connection, so you route requests by bank identifier rather than SWIFT code. The same endpoints reach 2,600+ banks across the EU and UK, so adding neighbouring institutions later takes no extra plumbing.

Privacy by design

Our platform is zero-knowledge: credentials are entered directly with Íslandsbanki and never touch our servers, and we cannot read the account data passing through. There are no eIDAS or QWAC certificates to buy, renew or manage — the certificate-free model removes the heaviest compliance burden from your build.

Pricing

One flat subscription of roughly EUR 3 per month covers Íslandsbanki and every other supported bank. No per-call fees, no per-bank licensing, no setup charges.

FAQ

Do I need my own banking licence to use this?

No. You connect through open-banking.io's regulated access layer, so you can read Íslandsbanki data without holding a PSD2 licence yourself.

How long does a connection last?

Each Íslandsbanki consent runs for up to 180 days. Prompt the customer to re-authorise before it lapses to keep the sync active.

Can I connect both personal and business accounts?

Yes. Íslandsbanki exposes both personal and business account types through the same integration and endpoints.

Ready to start? Set up your Íslandsbanki connection at open-banking.io.