Landsbankinn API Access & Open Banking (Iceland)

Reaching your Landsbankinn accounts programmatically usually means navigating Iceland's PSD2 rules, TPP certificates and sandbox onboarding. open-banking.io removes all of that. It links your Landsbankinn business or personal accounts through a single dashboard, then hands you clean, locally-decrypted data whenever you need it — no eIDAS certificate, no regulator paperwork, no key management on your side.

Because the service is zero-knowledge, open-banking.io only ever holds your public key. Every balance and transaction that flows back from Landsbankinn is encrypted to you and unlocked on your own device, so the platform itself can never read your finances.

How to connect Landsbankinn

Connecting happens entirely in the open-banking.io dashboard — there is no API call or code involved in this step:

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, search for Landsbankinn and choose the account type you want to link — business or personal.
  3. You are redirected to Landsbankinn's own secure login, where you approve access under PSD2. Your credentials stay with the bank.
  4. Once approved, your accounts sync into the dashboard automatically.

Each authorisation lasts up to 180 days, after which you simply re-approve on Landsbankinn's consent screen. (Landsbankinn does not publish a public BIC in our directory, so none is required to connect.)

Access your data

Programmatic access is an optional developer step you take after a Landsbankinn connection already exists. Open the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key.

From there you can pull data with the CLI:

openbanking accounts
openbanking transactions
openbanking sync

or use the SDK or REST API. Every request carries your key in the X-Api-Key header, and each response is decrypted locally with your private key. An API key on its own returns only ciphertext — without your key, nobody, including open-banking.io, can read it. Note that the CLI and SDK only read and sync existing connections; there is no connect command.

All of this is included for around EUR 3/month across 2,600+ supported European banks.

Does open-banking.io see my Landsbankinn data?

No. It stores only your public key. Data is encrypted to you and decrypted on your device — the servers hold ciphertext.

Do I need a certificate or TPP licence?

No. open-banking.io is certificate-free. You approve access directly on Landsbankinn's login screen.

Can I connect a Landsbankinn account with the API?

No. Connecting is done in the dashboard. The API, CLI and SDK only read and sync connections you have already approved.

Start at open-banking.io.