bunq API Access in Iceland | Open Banking Sync

Pulling live data out of your bunq accounts in Iceland shouldn't mean wrestling with bank-specific portals or waiting on IT. With open-banking.io you point a single API at bunq and stream your account information straight into whatever you're building — a budgeting tool, a reconciliation dashboard, or an internal reporting job. One integration, consistent responses, no per-bank plumbing.

bunq is a Dutch neobank that operates across the EU under passporting rules, so its personal and business accounts are reachable to customers in Iceland through the same PSD2 rails. That means the connection you set up here behaves the same whether you are syncing a private everyday account or a company account.

How to connect bunq

  1. Create your open-banking.io account and grab an API key.
  2. Select bunq from the supported-institution list.
  3. Send your user to bunq's own login to approve access — you never handle their credentials.
  4. Receive the authorization callback and store the returned token.
  5. Start calling the accounts, balances and transactions endpoints.

What data you can access

  • Accounts — identifiers, currency and account metadata for personal and business accounts.
  • Balances — current and available amounts, refreshed on demand.
  • Transactions — dated entries with counterparties, references and amounts for statements and categorisation.

bunq does not publish a fixed BIC in our directory, so connections are keyed by institution rather than SWIFT code. A single customer approval stays valid for up to 180 days before the user needs to re-authorize, keeping long-running syncs uninterrupted. bunq is one of 2,600+ banks reachable through the same API across the EU and UK.

Privacy by design

The platform is zero-knowledge: your users' banking data passes through without us retaining it, and there are no eIDAS certificates for you to buy, register or renew. That certificate-free setup removes the usual regulatory onboarding drag and lets a small team ship an integration in an afternoon.

Pricing

Flat and predictable — around EUR 3 per month. No per-call metering, no tiered surprises, no setup fee.

FAQ

Does bunq in Iceland need a separate contract?

No. bunq passports across the EU, so Icelandic customers connect through the standard bunq flow — one API, same behaviour.

Can I connect both personal and business bunq accounts?

Yes. Both account types are supported, and the consent approval covers whichever accounts the user grants.

How often do I re-authorize?

Each consent lasts up to 180 days. After that the customer simply re-approves to keep the sync live.

Ready to start? Head to open-banking.io and connect bunq today.