Revolut Ireland: Open Banking & API Data Access

Revolut has reshaped how people in Ireland spend, save and send money, but pulling that account data into your own tools has always meant wrestling with certificates and PSD2 red tape. open-banking.io removes that friction. It gives you a single, privacy-first route to your Revolut (Ireland) balances and transactions — no eIDAS certificate, no bank-specific integration work, and no server that can ever read your data. Everything is decrypted locally with a key that only you hold.

Revolut (Ireland) uses the BIC REVOLT21 and supports both business and personal account types. Consent granted through open-banking.io lasts up to 180 days before you re-approve, matching Revolut's own limits.

How to connect Revolut

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device, so nobody else — not even open-banking.io — can derive them.
  2. In the dashboard, search for Revolut and choose your account type (business or personal).
  3. You are redirected to Revolut's own secure login, where you review and approve access. This is the standard PSD2 consent screen, handled entirely by Revolut.
  4. Once approved, your Revolut accounts sync back into your dashboard, ready to view.

Access your data

Reading Revolut data programmatically is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Every request sends the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key, the data stays unreadable.

For roughly EUR 3/month you get this across 2,600+ EU and UK banks under one zero-knowledge, certificate-free service.

Does open-banking.io store my Revolut password?

No. You authenticate directly on Revolut's own login screen. open-banking.io never sees your credentials.

Can open-banking.io read my transactions?

No. It holds only your public key, so data on its servers stays encrypted. Decryption happens on your device.

Do I need an API key to use Revolut?

No. Connecting and viewing accounts works in the dashboard. An API key is only needed for programmatic access.

Start connecting your Revolut accounts at open-banking.io.