Pleo Ireland: Open Banking & API Access Guide

Pleo is the spend-management account many Irish teams use for cards, expenses and everyday business payments. If you want your Pleo balances and transactions available outside the app — in a spreadsheet, a bookkeeping script, or your own tooling — open-banking.io gives you a PSD2 route to that data without handling eIDAS certificates or building against a raw banking API.

open-banking.io reaches 2,600+ EU and UK institutions. Pleo (Ireland) is covered under BIC PLEODKK2, supports both business and personal account types, and grants a consent window of up to 180 days before you re-approve.

How to connect Pleo

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, key or code involved in this step.

  1. Sign up at open-banking.io and set your encryption passphrase. The key pair is generated on your own device, so only you can later decrypt anything.
  2. In the dashboard, search for Pleo and choose your account type (business or personal).
  3. You're redirected to Pleo's own secure login, where you approve access under PSD2 consent — your credentials go to Pleo, never to open-banking.io.
  4. Your Pleo accounts sync back into the dashboard, ready to view and refresh.

Access your data

Programmatic access is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. These tools read and sync your existing Pleo connection — they never establish it. An API key on its own returns only ciphertext; without your private key the data stays unreadable.

Because open-banking.io is zero-knowledge, its servers hold just your public key and can never see your Pleo data in the clear. The service is certificate-free and costs around EUR 3/month.

Is my Pleo login shared with open-banking.io?

No. You authenticate on Pleo's own consent screen; open-banking.io never receives your Pleo password.

Can I pull Pleo data into a script?

Yes — after connecting, export credentials.json and query the CLI, SDK or API. Everything decrypts on your machine.

How long does Pleo access last?

Up to 180 days per consent, after which you re-approve on Pleo's login screen.

Start at open-banking.io.