PayPal API Access — Sync Ireland Account Data

Bring your PayPal (Ireland) account into any app or workflow you build. With open-banking.io you can read live balances, pull transaction history and keep account details in sync — all through a single REST endpoint, without wrestling with per-provider certificates or bespoke integrations. Whether PayPal is your personal wallet or the settlement rail behind a business, the data lands in a clean, predictable shape.

How to connect PayPal

  1. Sign up for an open-banking.io account and grab your API key.
  2. Call the connect endpoint and choose PayPal (Ireland) from the supported providers.
  3. Approve the secure consent screen with your PayPal credentials — you authenticate directly with PayPal, never with us.
  4. Receive an access token and start querying accounts, balances and transactions right away.

What data you can access

  • Accounts — identifiers and metadata for your business and personal PayPal accounts.
  • Balances — current available and cleared amounts, per currency.
  • Transactions — dated, categorised movements you can page through and reconcile.

A single authorisation stays valid for up to 180 days before PayPal asks you to re-confirm, so long-running syncs keep flowing without constant re-prompts. open-banking.io reaches 2,600+ banks and providers across the EU and UK, meaning PayPal can sit alongside every other account you connect under one contract.

Privacy by design

We run a zero-knowledge model: credentials pass straight to PayPal and are never stored on our side. There are no eIDAS certificates to buy, renew or manage — the certificate-free setup removes the usual compliance overhead and lets you ship in hours, not weeks.

Pricing

One flat plan from roughly EUR 3/month covers PayPal and every other supported provider — no per-connection fees, no setup charges.

Is PayPal Ireland business and personal both supported?

Yes. Both business and personal PayPal account types can be connected and read through the same API.

Each approval lasts up to 180 days, after which you simply repeat the quick consent step.

Do you store my PayPal login?

No. Our zero-knowledge design means your credentials go only to PayPal and are never retained by us.

Ready to start? Explore the docs and connect PayPal at open-banking.io.