DiPocket API Access & Open Banking Connection

Want to pull your DiPocket balances and transactions into your own tools? open-banking.io gives you certificate-free access to DiPocket (BIC DIUALT22) alongside 2,600+ other EU and UK banks, without you ever running a PSD2 licence or handling raw bank certificates. DiPocket supports both business and personal accounts, and a single approval keeps your data flowing for up to 180 days before you renew.

The defining feature is privacy. open-banking.io is zero-knowledge: your encryption keys are generated on your own device from a passphrase only you know, and every piece of account data is decrypted locally. Our servers hold only your public key, so nobody here — and no third party — can read your DiPocket statements.

How to connect DiPocket

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created locally and never leaves your device.
  2. In the dashboard, search for DiPocket and choose the account type you hold (business or personal).
  3. You are redirected to DiPocket's own secure login, where you approve access under PSD2 — the standard consent screen you already trust.
  4. Once you confirm, your DiPocket accounts sync back into your dashboard, ready to view.

That is the whole flow. You never share your DiPocket credentials with us; approval always happens on DiPocket's side.

Access your data

After DiPocket is connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — readable data requires the private key that stays with you.

All of this runs on the same subscription: roughly EUR 3/month, no per-bank certificate fees.

Do I need a licence to access DiPocket?

No. open-banking.io provides the regulated access layer, so you connect DiPocket with just your normal login and consent.

Can open-banking.io read my DiPocket transactions?

No. The service is zero-knowledge and stores only your public key. Decryption happens on your device.

Up to 180 days for DiPocket, after which you re-approve access in the dashboard.

Start at open-banking.io.