An Post Money API Access & Open Banking | open-banking.io

Pulling your own An Post Money balances and transactions into a spreadsheet, an app, or a script usually means wrestling with certificates and eIDAS paperwork. open-banking.io removes that layer. It is a certificate-free, zero-knowledge bridge to 2,600+ EU and UK banks, and it treats An Post Money as a first-class connection. Your financial data is decrypted on your own device with a key only you hold — open-banking.io's servers store only your public key and never see your figures in the clear.

How to connect An Post Money

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated locally on your device from that passphrase.
  2. Open the dashboard and choose An Post Money from the bank list, then pick the account type you need — business or personal are both supported.
  3. You are redirected to An Post Money's own secure login, where you approve access under PSD2. open-banking.io never sees your banking credentials.
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on An Post Money's screen.

An Post Money's BIC is PSTSIE21XXX, which the dashboard uses to route you to the right institution.

Access your data

Once the connection is live, reading it programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone returns only ciphertext; without your private key, nobody — not even open-banking.io — can read it. There is no connect command in the tooling: the CLI and SDK only read and sync connections you already approved in the dashboard.

All of this runs for around EUR 3/month.

Do I need an eIDAS certificate for An Post Money?

No. open-banking.io is certificate-free — you approve access directly on An Post Money's login screen.

Can open-banking.io read my An Post Money transactions?

No. The service is zero-knowledge and holds only your public key. Decryption happens on your device.

Can I connect a business An Post Money account?

Yes. Both business and personal An Post Money accounts are supported, with consent valid for up to 180 days.

Start at open-banking.io.