Raiffeisen Hungary: Open Banking & API Access

Raiffeisen Bank Zrt. is one of Hungary's largest universal banks, serving both retail customers and companies. With open-banking.io you can pull your Raiffeisen (Hungary) balances and transaction history into a single, privacy-first dashboard — and, if you write code, read the same data programmatically. open-banking.io is certificate-free and zero-knowledge: your data is decrypted on your own device with a key only you hold, so our servers only ever store ciphertext and your public key.

Raiffeisen (Hungary) is reachable under BIC UBRTHUHBXXX. Both business and personal account types are supported, and a single PSD2 consent stays valid for up to 180 days before you re-authorise.

How to connect Raiffeisen

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your keys are generated locally on your device, so nobody else — including us — can decrypt what you sync.
  3. In the dashboard, search for Raiffeisen (Hungary) and choose your account type (business or personal).
  4. You are redirected to Raiffeisen's own secure login and consent screen, where you approve access directly with the bank.
  5. Once approved, your Raiffeisen accounts sync back into your dashboard, ready to view.

Access your data

Reading your data programmatically is an optional step for developers, and only after a Raiffeisen connection already exists. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key it stays unreadable.

All of this runs for roughly EUR 3/month, across 2,600+ supported EU/UK banks.

Does open-banking.io ever see my Raiffeisen data?

No. Decryption happens on your device with a key only you hold. Our servers keep just your public key and encrypted blobs.

Can the CLI connect my Raiffeisen account for me?

No. The CLI and SDK only read and sync connections you have already approved in the dashboard — there is no connect command.

Up to 180 days, after which you simply re-approve access on Raiffeisen's consent screen.

Ready to start? Visit open-banking.io.