N26 API Access for Croatia | open-banking.io

Pulling live N26 data into your own tools no longer means wrestling with bank-specific integrations. With open-banking.io, a single API endpoint lets you sync N26 accounts held in Croatia — reading balances and transaction history straight into your app, spreadsheet, or accounting workflow. Whether you run a personal budgeting project or a business reconciliation pipeline, the connection stays consistent and predictable.

How to connect N26

  1. Create an open-banking.io account and grab your API key.
  2. Send a connection request naming N26 as the target institution for Croatia.
  3. Redirect the account holder to N26's secure login to approve access.
  4. Receive the authorisation token and begin calling data endpoints immediately.

No eIDAS certificates, no lengthy onboarding, no per-bank paperwork.

What data you can access

  • Accounts — both business and personal N26 account types are supported.
  • Balances — current and available balance snapshots on demand.
  • Transactions — dated, categorised transaction records for downstream processing.

Each authorisation runs for a maximum consent window of 180 days, after which the account holder simply re-approves. Note that a BIC is not exposed for N26 through this connection, so identify the account by its other details. Beyond N26, the same integration reaches 2,600+ banks across the EU and UK — connect once, scale everywhere.

Privacy by design

open-banking.io is zero-knowledge: your customers' credentials are entered only on N26's own systems and are never visible to us. The platform is certificate-free, removing the technical and compliance overhead that usually surrounds PSD2 access. Data flows through, not into, our infrastructure.

Pricing

One flat plan of roughly EUR 3 per month covers your access — no setup fees, no per-call surprises, no premium tiers gating the banks you need.

FAQ

Can I connect both business and personal N26 accounts?

Yes. Both account types are supported, so you can sync a sole-trader account and a private one under the same integration.

Authorisation lasts up to 180 days. Before it lapses, prompt the account holder to re-approve and access continues uninterrupted.

Do you store the account holder's N26 login?

Never. The zero-knowledge model means credentials are handled only by N26; open-banking.io simply relays authorised data.

Ready to start syncing N26 data in Croatia? Visit open-banking.io and connect in minutes.