PayPal Greece API Access via Open Banking

Linking your PayPal account in Greece to the tools you actually use shouldn't mean handing a third party the keys to your money. open-banking.io gives you PSD2-grade access to your PayPal balances and transaction history across the EU and UK, while keeping the data readable only on your own device. No eIDAS certificate, no bank-specific integration work, and no plaintext ever leaving your control — just a clean path from PayPal to your dashboard, spreadsheet, or code.

PayPal (Greece) supports both business and personal accounts. There is no published BIC for the connection (BIC: n/a), and a single PSD2 consent stays valid for up to 180 days before you re-approve.

How to connect PayPal

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, key, or code involved in this step:

  1. Sign up at open-banking.io and set an encryption passphrase. Your cryptographic keys are generated locally on your device; open-banking.io only ever holds your public key.
  2. In the dashboard, search for PayPal and choose your account type (business or personal).
  3. You're redirected to PayPal's own secure login, where you approve access on PayPal's consent screen — your credentials go to PayPal, never to us.
  4. Your PayPal accounts sync into your dashboard, ready to view for the next 180 days.

Access your data

Once PayPal is connected, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, nobody (including our servers) can read a thing.

Do I need a certificate or developer account with PayPal?

No. open-banking.io is certificate-free. You connect through PayPal's standard consent flow — no eIDAS QWAC and no PayPal developer registration required.

Can open-banking.io see my PayPal balance?

No. The service is zero-knowledge: it stores only your public key and encrypted blobs. Decryption happens on your device with a key only you hold.

What does it cost?

Around EUR 3/month for full access to PayPal and 2,600+ other EU/UK banks, including the dashboard, CLI, SDK, and REST API.

Ready to start? Connect PayPal now at https://open-banking.io.