N26 Greece: API Access & Open Banking Data Sync

Running your finances through N26 in Greece and want a clean, private way to reach that account data? open-banking.io links your N26 profile to a single dashboard covering 2,600+ EU and UK banks, without certificates, eIDAS setup, or a PSD2 licence of your own. Both business and personal N26 accounts are supported, and every consent you grant lasts up to 180 days before N26 asks you to re-approve. N26 does not publish a public BIC for this connection, so there is nothing extra to look up — you just pick the bank and sign in.

The whole model is zero-knowledge. Encryption keys are generated on your own device from a passphrase only you know, and open-banking.io only ever holds your public key. That means the service can route your synced data but can never read or decrypt it — decryption happens locally, on your machine.

How to connect N26

Connecting is done entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase (your keys are created locally, on your device).
  2. In the dashboard, search for N26 (Greece) and choose the account type — business or personal.
  3. You are redirected to N26's own secure login, where you approve access under PSD2 consent.
  4. Once approved, your N26 accounts and transactions sync straight into your dashboard.

That consent stays valid for up to 180 days, after which you simply repeat the approval on N26's screen.

Access your data

Already connected and want to pull data programmatically? This step is optional and comes after connecting. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only returns ciphertext — without your private key, the data stays unreadable.

FAQ

Do I need a developer account to connect N26?

No. Connecting happens in the dashboard by approving access on N26's login. The API key and CLI are only for reading data afterwards.

Can open-banking.io see my N26 balances?

No. It is zero-knowledge and holds only your public key. Your data is decrypted locally with a key only you control.

How much does it cost?

Around EUR 3 per month for full access across all supported banks, including N26 in Greece.

Ready to start? Visit open-banking.io.