Pleo API Access (France) | Open Banking Data Sync

Pulling your Pleo (France) spend and account data into your own tools normally means wrestling with PSD2 certificates, sandbox registrations and OAuth scopes. open-banking.io removes all of that. It is a zero-knowledge, certificate-free bridge to 2,600+ EU and UK banks, so you approve access once and your Pleo data flows into a dashboard you control. Encryption keys are generated on your device and never leave it, which means the data stays readable only to you.

Pleo France supports both business and personal account types, identifies under BIC PLEODKK2, and grants a maximum consent window of 180 days before you re-approve.

How to connect Pleo

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint or key involved in this step.

  1. Sign up at open-banking.io and set an encryption passphrase. Your key pair is generated locally, so only your public key ever reaches our servers.
  2. In the dashboard, choose Pleo from the bank list and select the account type you want to link (business or personal).
  3. You are redirected to Pleo's own secure login to review and approve the PSD2 consent — you authenticate directly with your bank, never with us.
  4. Once approved, your Pleo accounts and transactions sync back into your dashboard automatically and refresh within the 180-day consent window.

Access your data

After Pleo is connected, reading the data programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext, because our servers hold nothing that can unlock it.

All of this runs for around EUR 3/month, with no certificate purchases or per-call developer fees.

Does open-banking.io hold my Pleo login?

No. You approve access on Pleo's own consent screen, and we store only your public key — never your credentials.

Can the CLI connect Pleo for me?

No. The CLI and SDK only read and sync connections that already exist. Linking Pleo always happens in the dashboard.

How long does access last?

Up to 180 days per consent. When the window closes, re-approve Pleo in the dashboard to keep syncing.

Ready to start? Visit open-banking.io.