Neuflize OBC API Access & Open Banking Integration

Neuflize OBC is a French private bank whose account and transaction data you can bring into your own tooling through open-banking.io. Rather than juggling PSD2 certificates or a bespoke integration, you connect once and then read everything through a single, privacy-first interface. open-banking.io covers 2,600+ EU and UK banks, and every response is decrypted on your own device with a key that never leaves it — the service only ever holds your public key.

Neuflize OBC supports both business and personal accounts, and a single consent stays valid for up to 180 days before Neuflize OBC asks you to re-authorise. No BIC is published for this connection, so selection is by name in the dashboard.

How to connect Neuflize OBC

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, search for and pick Neuflize OBC, then choose the account type (business or personal).
  3. You are redirected to Neuflize OBC's own secure login, where you approve the PSD2 consent directly with the bank.
  4. Once approved, your accounts sync back into your open-banking.io dashboard and stay current for the life of the consent.

Because approval happens on Neuflize OBC's own screen, your credentials are never seen by open-banking.io.

Access your data

Reading Neuflize OBC data programmatically is an optional developer step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. Note that an API key alone only ever returns ciphertext — without your private key there is nothing readable to see.

This is the zero-knowledge, certificate-free model: no eIDAS certificate to obtain, no server that can read your finances, all for roughly EUR 3/month.

Does open-banking.io need a Neuflize OBC BIC?

No. There is no published BIC for this connection; you select Neuflize OBC by name in the dashboard.

Can the CLI connect my Neuflize OBC account?

No. The CLI and SDK only read and sync connections that already exist. Connecting is always done in the dashboard.

Up to 180 days, after which Neuflize OBC prompts you to re-approve access.

Ready to start? Visit open-banking.io.