N26 API Access in France — Sync Accounts Securely

Bringing your N26 France data into an app, ledger or dashboard usually means wrestling with eIDAS certificates and per-bank onboarding. With open-banking.io you skip all of that. Our single, certificate-free API lets you read live N26 account information — accounts, balances and transactions — through one consistent integration, whether you hold a personal or business profile.

N26 in France operates under the BIC NTSBFRM1XXX, and open-banking.io maps that connection so you can begin syncing in minutes rather than weeks.

How to connect N26

  1. Create an open-banking.io account and grab your API key.
  2. Start an authorisation session and select N26 (France) as the target institution.
  3. Redirect the account holder to N26 to approve secure access via their own credentials.
  4. Receive the consent token and call our endpoints to pull the data you need.

What data you can access

  • Accounts — identifiers, currency and account type (personal or business)
  • Balances — current and available amounts, refreshed on demand
  • Transactions — booked and pending entries with counterparties, dates and references

Everything arrives in a normalised schema, so N26 data looks identical to every other bank you connect — no bespoke parsing per institution.

N26 supports both business and personal accounts. A single consent stays valid for up to 180 days, after which the account holder simply re-authorises. Beyond N26, the same API reaches 2,600+ banks across the EU and UK, so one integration scales to your whole customer base.

Privacy by design

open-banking.io is zero-knowledge: we never see or store your users' banking credentials, and account data flows straight through to you rather than sitting on our servers. Because the platform is certificate-free, you avoid the cost, renewal cycles and compliance overhead of managing eIDAS QWACs.

Pricing

One flat plan of roughly EUR 3/month covers access to N26 and every other supported bank — no per-connection fees or surprise tiers.

Do I need an open banking licence to use this?

No. open-banking.io provides the regulated access layer, so you connect to N26 without holding your own licence or certificates.

How often can I refresh N26 balances?

You can request fresh balances and transactions on demand within the active 180-day consent window.

Does this work for N26 business accounts?

Yes. Both personal and business N26 accounts are supported through the same endpoints.

Ready to sync N26 France? Get started at open-banking.io.