Crédit Commercial de France Open Banking API Access

Reaching your Crédit Commercial de France (CCF) accounts programmatically no longer means chasing PSD2 certificates or standing up a regulated gateway. open-banking.io gives you a single, certificate-free path to CCF balances and transactions across more than 2,600 European banks. Whether you hold a business or personal account, you authorise once and your data flows into a dashboard that only you can decrypt — the platform is zero-knowledge and never holds the key that unlocks your information.

Crédit Commercial de France is identified by BIC BDCAFRPPXXX, and open-banking.io honours the standard 180-day maximum consent window, so a single approval keeps your accounts syncing for up to six months before you re-confirm.

How to connect Crédit Commercial de France

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your cryptographic keys are generated locally on your own device; open-banking.io only ever sees your public key.
  3. In the dashboard, pick Crédit Commercial de France and choose your account type (business or personal).
  4. You are redirected to CCF's own secure login, where you approve access under PSD2 — your credentials go only to the bank.
  5. Once you confirm, your accounts sync automatically into the dashboard.

That's the whole flow. No developer redirects the account holder, and nothing about connecting requires writing code.

Access your data

Programmatic access is an optional step after connecting. On the Developers page, create an API key and export a credentials.json — it bundles your API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request authenticates with the X-Api-Key header, and each response is decrypted locally with your own key. Note the CLI and SDK only read and sync connections that already exist — they can't create one. And without your private key, an API key alone returns nothing but ciphertext.

All of this runs for roughly EUR 3/month.

FAQ

Does open-banking.io store my CCF login or data?

No. It's zero-knowledge: your login goes directly to Crédit Commercial de France, and your data is encrypted so only your device-held key can read it.

Do I need an eIDAS or PSD2 certificate?

No. open-banking.io is certificate-free — you approve access on CCF's own consent screen instead.

Up to 180 days per approval, after which you re-confirm access with Crédit Commercial de France.

Get started at open-banking.io.